As I have been a member in some form of network marketing for a few years, I have realized how it has prepared me for the college business classes that I am currently taking. I am glad that I am taking these classes, because no one will be able to tell me that I don’t know what college has to offer since I did not go to traditional school. If we look at the study hat is commonly called the learning cone. This cone shows a representation of how the average student learns. The average student retains less than 10% from lecture alone. The one that reads retains about 10%. The use of audiovisual aids produces about 20%. Demonstration tends to conjure up about a 30% retention rate. Discussion begins to produce about 50% of student retention. If one practices a subject has shown to bring about 75% retention. Teaching others tends to show a 90% rate of retention. We never want to look as if we don’t know what we are talking about. So, innately we work to retain the information. Simulation brings about an internalization of what we are trying to accomplish. “Tell me and I forget, show me and I remember, involve me and I understand. We have to change our mindset about a subject, then we have to get out and do it. We can read about how to ride a bike all day long, but until you get out and get on the bike you will never learn to actually ride the bike. As adults in America, we have to change how we think about money. Money as we know it is not money at all. Our dollars are a currency. Just like any other current, it is supposed to move. When a current stops, it no longer has any power to grow. We have to learn how to make our money work for us, instead of always just working for money. If we just put our money in a bank, the measly interest that they will offer will be less than the rate of inflation. So, that means that you actually are losing money by saving. Now I’m not saying that we should not have some liquid assets readily available to us in the case of an emergency, but that cannot be our only option for the use of our money. I look forward to learning and growing with you in this paradigm shift. Be clear that if you are waiting for me to obtain tremendous success before you come on board, then please do not expect to get what I have at the same price at which I’m willing to offer it for now. Who knows what state the financial market will be in by then. If you are content with mediocrity, then I pray God’s blessings upon you. If you are ready for a change, come and be a part of 4Peoples Choice Solutions!
After dealing with a traumatic situation in life, it has brought to the realization that there are so many things that need to still be done. Time stands still for no one. We are all on borrowed time. We are not promised another day, hour, or even second. Time is the most precious commodity in the world. How many more opportunities will you have to tell someone that you care for that you love them? How many chances will you have to do things that you have always wanted to do? We have to realize that no matter how long we live, we will never live this day again. We have to start living life, and stop just existing. All to often we claim to be thankful that we are alive, but still do nothing to really live life. We continue to do the same old thing, but we are expecting things to somehow change for the better. That is certifiably insane. We have to escape the mundane insanity by finding our divine purpose. There is no other you out there, so no one else can do the things that you can do exactly like you can do it. So, like Nike’s slogan says, “Just Do It!”
One of the most misquoted verses of the the bible is 1 Timothy 6:10. “For the LOVE of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.” Money is an inanimate object, so to love something that can not reciprocate love produces a form of idolatry. When one begins to worship money, when one becomes consumed with money, and when one will compromise their morals and ethical standards then this is where in lies the true problem. Many people will say that “money is the root of all evil.” Again, money is money. Just like guns don’t kill people, people with guns kill people. We can’t blame the object for the decisions of the person or people involved. The same thing applies with the misuse of money. I do not believe that God has a desire to keep us in the poor house. How much more effective can we be as disciples if we have the money to do the things that need to be done. How can we help the poor if we are poor? How can we help our neighbor, if we are in worse shape than they are in. How can we talk to the individuals who have obtained wealth in a secular about the goodness of our God, if they see us as broke and destitute. Ecclesiastes 7:12 says; “For wisdom is a defense even as money is a defense, but the excellence of knowledge is that wisdom shield and preserves the life of him who has it.” This statement comes from Solomon, which had the wisdom that surpassed that of all men. He was making it clear that the money is not the problem, it is the lack of wisdom that creates the issue. We see people that have won the lottery, and within a few years they are broke. We see athletes who make great sums of money, but usually 5 years from draft day is usually bankruptcy day. We cannot blame the money for those situations, we have to look at the root of the issue. I have not been to a school that actually teaches financial literacy. I have not gone to a church that teaches to true spiritual principles that pertain to financial literacy.
This is where we want to come into play. We have to understand what the master has in mind for us on a financially. We have to get all of the misconceptions out of the way that are being passed down from generation to generation. We have to see the transitions that must be made since we have gone from the industrial age into the present information age. That will help us with God’s plans for us to prosper, and not to fail. This is how we can live up to the benefits of obedience. Then you can be the head & not the tail. You can start being in the front instead of the back. You can be blessed in the city as well as in the field. You can be blessed going in & coming out. Out gifts will put us in front of important people. Will we be ready when an opportunity presents itself. The opportunity of a lifetime is only available within the lifetime of that opportunity. If we are not working to achieve our dreams, then we are working for someone so that they can achieve their dreams. How much more can we do in our spreading of the gospel if we have to monetary ability to get the message to the masses. If we have fortune 500 companies owned by Christians then a lot of the political agendas will not fly. If we have some true Christians who can afford to support true Christians in politics, the exclusion of God from everything will have a person or people in place to combat such attempts. When we have people that will invest in resources to stay up to date on the legal rights of the people, the we can make things happen in the realm where the decisions are made. When we learn to be proactive, and protect our assets and personal information from being stolen. When we start our own businesses that can be built to eventually create financial freedom. We have to make the change within ourselves to be able to make a change in the world. Lets come together and discuss the things that need to be done in today’s world. What are the questions that need to be answered? What are the solutions to the problems that we face daily? Theses are just some of the things that we want to help with. So come join us, and invite others to do so as well.
We as cosmetologist, barbers, and professionals of every kind have to take the necessary ACTIONS to maintain, if not actually enhance the level of integrity in our field. Tooooo many individuals in the beauty industry do not properly report our taxes, which is how the government calculated the median income of a profession. So, in turn, it makes the beauty profession look like the median income is somewhere near the poverty level. I makes i look as if this should be a hobby instead of a profession. It makes it look as if we will spend more money going to school than we will make in the industry. We know that just is not the truth. We have to get past the instant gratification of pocketing that money, and realize that we have to rebuild the reputation of the industry. We are not all slackers. We all did not go the school in our chosen field in the beauty industry just because we could not make it in college. We are not all just in this industry so that we can be tardy coming in to work. These are just a few of the misconception about barbers, cosmetologist, esthetitians, masseurs, makeup artist, and so on. We are artist. We are creative. We are innovators that create a look for an individual based on that individual. This is a profession that basically every human being needs in some form or fashion. Most don’t see it as a profession until they get an amateur service with a major malfunction. Then they need to go to a professional. That should not be the case. We should have our place as a necessary professional service right along with medical, legal, and financial professionals. The reason that we are not is our fault. We allow kitchen beauticians, garage barbers, and many other amateurs to somewhat successfully practice our profession without a license. We do not report them, and some of us even patronize their services. This is unacceptable. A person practicing medicine without a license goes to jail. A person practicing law without a license goes to jail, but we allow amateurs to to take a part of our clientele without recourse. We allow diversion to happen at a astounding rate. We allow individuals that really have nothing to do with our business to sell all kinds of products that should not are are not supposed to be in their facilities. The problem is that some of us patronize these establishments as we. Out of date professional products, sub-par grades of commercial hair, products that do more damage than good to the individual, etc. This has to stop, and we have to be the ones to stop it. Lets come together as professional, and make a difference. This site is dedicated to the uplifting of our industry. We believe that if we address the issues of the mind body & soul, then we as people can make the proper choices to elevate us to heights unknown. If we knew better, we would do better. Lets make the change starting today.
Where are we financially? Where do we want to be? How do we get from where we are to where we want to be? These are all questions that only you can answer. What I do know is that we all need to at least investigate ways of creating passive income. Passive or residual income is that money that some call pajama money. Whether you get up and go to work somewhere, or you just stay in the bed wearing your pajamas, this money will come in.
This can be very important. I learned the hard way when i lost my decent paying job. Even though I was not making six-figures at this job, it was paying the bills. When i lost that job, i saw just how much i needed it, or in reality how much I chose to depend on it. I could have been using some of that income to begin building me a business or alternate source of income. Even after that, I realized again the importance of creating passive income when I had a very serious accident. I could not work for a while, but that did not stop the bills from rolling in. As a matter of fact, that added on to the ever growing pile of bills.
That was my “ah ha” moment! Maybe it took that blow to the head to get my attention. I saw just how vulnerable I really am, and how quickly financial situations can change. This when I made a decision to take control. I realized that some people have talents that create residual income, or what they call royalties. I don’t sing or rap well enough to get contract, I can’t really pay any instruments, and I am not a good actor. So, royalties do not look like they will be a part of my future. What I could do was look for opportunities that could eventually produce passive residual. There are a number of different ways to achieve this. I am a little biased, because i like network marketing. I ran across a great one called LegalShield. That may not be for everyone, but we all should agree that we need to find something. Life ca throw any of us a curve ball at anytime. Just like in baseball, some of the time we will get a hit, and some of the time we won’t. Will you be prepared for those times that you get out? If not, you may be out of the game longer than you expect. So, don’t look at passive income passively. It may be a life changing decision! Check out this brie video that I made.
Check this out.
The creation of passive income is becoming a must in the world. As living being we all have a time limit on how much effort we can exert in any venture. As an employee or even self-employed, we only have so many hours in the day. So, in turn that put a limit on how much we can make on our own. This is where getting into an opportunity that can be leveraged is paramount. Who wants to just make ends meet? Definitely not me, and I doubt that you do either. This is where taking advantage of an opportunity which can produce passive income needs to be researched. You want to look at the credibility of the entity in which you are considering attaching yourself to. Has this opportunity withstood or have the potential to withstand the test of time? We have to look at the timing. Are there issues or problems that this entity or opportunity can relate to? Is their a great number of competitors already addressing these issues, and Is this something that presents a solution to a need in the current market? Then take a look at what is trending. Does the market seem to be getting better, or is the need of the service ever increasing?
How many of us can honestly say that the job or position that we are currently in will allow us the opportunity to retire someday with our “dream lifestyle?” If it is dependent upon how many hours we can work, then for most of us the answer is probably no. This is why we have to be proactive starting NOW. There is no way that we can expect the government to take care of us in our “golden years.” They can’t even take care of our deficit right now. How can the produce money out of a bankrupt Medicare fund, a rapidly decreasing social security fund, and an ever weakening U.S. dollar? I do not see that happening. This is why we are going to have to take action in securing our own financial freedom. I am not talking about any get rich quick scheme. I am not referring to some ponzy scheme. I am asking everyone to open their minds to income producing companies and business ventures that present the capability of passive residual income. The route that you choose will be up to you. Their are various opportunities out there. We just have to increase our financial intelligence to take advantage of them. This is some of the things that we will discuss in later posts and discussion. You may ask “how are we going to increase our financial intelligence?” The answer is in the question. “HOW!” If we will be Honest, Open-minded, and Willing then we can easily access the open doors of opportunity.
Why do bad things happen to good people? I do not have the answer to that question, but I would like to discuss a solution to reportedly one the biggest issues for the last 15 years consecutively. The Federal Trade Commission has reported identity theft as the #1 consumer complaint for that period of time. Over a billion people had their identities compromised as the result of some sort of breach just last year alone. That averages a little more than a person a minute. We have seen the large corporations on the news. We even saw our own government have a security breach. How much easier do you think it is to access our personal devices?
Identity theft comes in a myriad of forms. The most common for that people think about is credit fraud. Someone accessing your information and utilizing it for their monetary gain, but this is only a scratch on the service.
Social Security Fraud- this is where an individual’s social security number is utilized for someone else to live or obtain services as the person whose identity was stolen. This is how many illegal aliens and terrorist can easily blend in here in our country undetected for such long periods of time. Even if we don’t have a lot in our bank accounts, or even if we have bad credit, a person who cannot or is not supposed to be in this country will pay a hefty sum to have access to such information.
Driver’s License Fraud- this is where an individual can used another persons license numbers & date of birth to obtain a valid driver’s license, apply for other benefits, and much much more.
Medical Fraud- this is where an individual can get medical insurance, or procedures performed, with all of the financial responsibility falling upon the unknowing victim.
Criminal/Character Fraud- this is where an individual obtains a person’s information for the sole purpose of committing a crime, unannounced to the the person who is about to be slapped with a criminal record.
Synthetic Fraud- this is where multiple people have components of their personal information combined to create a whole new identity. (ie. my name, your social security number, someone else’s date-of-birth, etc) This form of identity theft would adversely affect each person involved whose information was utilized.
Solution – IDShield
As we can see by now, this is an overwhelming epidemic in our world. The good news is their is help available. Even though we will probably never be able to totally alleviate all forms of identity theft, there is a company that has over 40 years of experience in mitigating the risks of such occurrences. Legal Shield partnered with Kroll Industries to create IDSield. This is the most comprehensive identity theft protection available on the market. Kroll Industries normally only works with Fortune 500 companies, but with the partnership with Legal Shield their services are now available to the masses. Theses services are awesome for individuals, families, and even great for employers to offer to their employees as voluntary or fringe benefits. How awesome will an employer look if they not only look out for their employees identities, but in turn they are protecting the company from liability should a breach ever happen within their system. Compare their services to the competition. Compare their prices to the competition. This is why the other guys are offering specials & free shredders with their contractual agreements. IDShield has no lengthy contractual agreement, they offer memberships to their customers. They are so confident that they have the best product out there that their members are just obligated from month-to-month, so they are not worried about securing someone down for a year or years at a time. A comparison is available to the leading competitor on the website. Check it out. Www.IDShield.com
When you are ready to protect yourself and your’s, go to Jasonapeoples.legalshieldassociate.com